Options to Postpone Repayment

If you are experiencing hardship, a short-term deferment may be available. Additional eligibility criteria and requirements may apply. To determine if you qualify, please call.

• Economic Hardship - If you are experiencing unexpected financial hardship, which may include but is not limited to: unexpected expenses, unemployment or furlough, or natural or local disaster or declared emergency

• Return-to-School - If you are enrolled at least half-time in a certificate, associate degree or baccalaureate degree program, or a graduate degree or higher program, at a Title IV institution

• Medical - If you experience a medical condition, which may include but is not limited to: illness, disability or pregnancy,

• Military Service - You may postpone repayment of your loan(s) while you are:

  1. serving on active duty during a war or other military operation or national emergency, or

  2. performing qualifying National Guard duty during a war or other military operation or national emergency.

  You must provide MOHELA with a copy of your military orders or a written statement from your commanding or personnel officer, or you must have your commanding or personnel officer certify your service.

Important Information - All Repayment Options are approved at the discretion of the lender. An approval or denial notification will be provided by MOHELA.